Rates







Loans | Savings | Certificates

Rates Effective  12/1/2024 

LOANS

 

 

 

 

 

 
FAIR ISAAC CREDIT SCORE TIERS Tier-1          750-Above Tier-2       749-700 Tier-3        699-650 Tier-4     649-600

Tier-5          599-Lower

 
NEW OR USED VEHICLE LOANS (2022-2024)            

36 months or less

5.99

7.99

8.99 10.99

12.99

Calculator
48 months

 5.99

 7.99

8.99 10.99

12.99

Calculator

60 months

 5.99

 7.99

8.99 10.99

13.99

Calculator
72 months (minimum $20,000)

 6.99

8.99

9.99 11.99

13.99

Calculator
84 months (minimum $30,000)

7.99

9.99

10.99

N/A 

N/A

 Calculator
             
USED VEHICLE LOANS (2021 - Older)            

36 months or less

  6.99

 8.99

9.99 11.99

14.99

 Calculator

48 months

 6.99

8.99

9.99 11.99

 14.99

 Calculator

60 months

7.99

 9.99

10.99

 12.99

 15.99

 Calculator
72 months (minimum $20,000)

8.99

 10.99

11.99 13.99

 15.99

 Calculator
             

VISA Credit Card (no annual fee)

9.90

 9.90

9.90 9.90

9.90

Calculator

             
Fully-Secured Loan (dollar for dollar)

 5.00

 5.00

5.00 5.00

5.00

Calculator

 

 

 

   

 

 

Personal/Signature/Unsecured Loan - Up to 36 months 

 9.90

11.00

12.00

14.00

 15.00

Calculator

 

SAVINGS 

MINIMUM BALANCE

DIVIDEND RATE

APY*

TERM

Savings - $20.00 to $4,999.99 $20.00 0.03 0.03 n/a
Savings - $5,000.00 and up $5,000 0.05 0.05 n/a
         
IRA's (Share Accumulation)   0.75 0.75 n/a

 

 

CERTIFICATES

MINIMUM BALANCE

DIVIDEND RATE

APY*

TERM

Six (6) months - $1,000 Minimum Deposit $1,000 0.10 0.10 6
Twelve (12) months - $1,000 Minimum Deposit $1,000 0.15 0.15 12
Eighteen (18) months - $1,000 Minimum Deposit $1,000 0.20

0.20

18
         
Seven (7) months - $5,000 Minimum Deposit $5,000 0.25 0.25 7
Twenty (20) months - $5,000 Minimum Deposit $5,000 0.30 0.30 20

  

 

All rates subject to change.

*APY = Annual Percentage Yield
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