| VISA FEES |
| Statement Copy |
$2.00 per copy |
| VISA Payment |
$10.00 |
| Card Replacement |
$20.00 |
| VISA Application |
$20.00 |
| Over-The-Limit |
$20.00 |
| Late Payment |
$20.00 after 10 days |
| Credit Limit Increase |
$20.00 |
| Check/ACH Payment Return |
$30.00 |
| Foreign Transaction Fee |
1.00% of each multiple currency transaction 0.80% of each single currency transaction
|
| SHARE SERVICE FEES |
| Check Return (includes third party) |
$30.00 |
| Account Research |
$30.00 per hour |
| Certified Check |
$5.00 |
| ACH Reg D Return (in excess of 6 per month) |
$30.00 |
| Statement Copy |
$2.00 per copy |
| IRA Maintenance |
$20.00 per year |
| IRA Early Withdrawal |
5% of withdrawn amount
|
| IRA Transfer Fee (to another financial institution) |
$25.00 per transfer
|
| Vehicle Lien Recording |
at cost
|
| Membership |
$5.00 |
| Loan Application/Processing |
$20.00 |
| Stop Payment |
$40.00 |
| 3rd Party Checks (Mailed) |
$5.00 |
| Dormant Account |
$10.00 per quarter after no activity for 2 years |
| Early Member Closeout (closed within 90 days of opening) |
$15.00 |
| Excessive Withdrawal |
$5.00 per withdrawal in excess of 12 times per calendar year |
|
Undeliverable Statement (new address provided)
|
$5.00 per statement |
|
Undeliverable Statement (no new address provided)
|
$7.50 per statement
|
| Undeliverable Certified Mail |
$10.00 per statement |
| CHECKING (SHARE DRAFT) ACCOUNT SERVICE FEES |
| |
| Share Draft/ACH Return |
$30.00 |
| Check/ACH/Debit Card Overdraft |
$15.00 per item |
| Debit Card Replacement |
$20.00 |
| Excessive Withdrawal |
$5.00 per withdrawal in excess of 12 times per calendar year |
| Stop Payment (Checking) |
$20.00 |
| Checking Application Fee |
$20.00 |
| Check Copy |
$5.00 |
|
OTHER FEES
|
Express Mail Fee
|
at cost
|
| Garnishment/Levy/Subpeona Fee |
$75.00 + legal fees |
| Mortgage Satisfaction Fee |
at cost
|
| Title Insurance |
at cost
|